When you are trying to secure financing, you want to make sure that your credit score is as high as possible. If you have recently paid off an account or done something else that could help your score, you may be anxious for the changes to take effect. The time that it takes to update your report can vary from one situation to the next. Credit Score Calculation Your credit score is a number calculated from a formula that looks at every area of your credit report. When your credit report changes, so does your credit score. The score is calculated...