Developing and maintaining a solid credit history is important if you want to get credit for various life needs, like buying a home, car or even getting insurance. When your credit history shows problems, it is important to take steps to fix them as soon as possible. Errors on Reports A significant number of credit reports have errors, according to the U.S. Public Research Interest Group. A 2004 study found that 80 percent have errors and a quarter have errors so serious that it could affect someone's ability to get credit. A credit report...