How to Improve a Bad Credit Score Quickly

Too much bad credit can make it very hard to get a loan on a car or even get a credit card. It is always good to improve your credit score and that way you can get a loan at a good interest rate. There is ways of getting a no credit or bad credit loan but the negative thing is you will have to pay a much higher interest rate and it will cost you a lot more money over the life of the loan.

Instructions

1

There are some great ways to improve your credit score and we are going to give you some of the top tips so you can get on your way to having a great credit score.

2

First what you need to do is to obtain your credit report form the main three credit reporting agencies. All of these agencies Equifax, Tansunion and Experian allow you one free credit report a year so there will be no problem getting free one.

3

It is important that when you get your credit report that you go through it and check for any errors you may have. It is important that you dispute all things that you feel are not correct on your credit report. The reporting agency is responsible to determine whether the error is correct or not and if they can not within a 30 day period then they are required to remove the negative item from your report.

4

Remember that having a good credit score is very important to you with getting a job and getting a loan. It is up to you to dispute the errors and get them off of your report so that you can improve your credit score.