Monday, September 13, 2004

How to Get a Real Free Credit Score

How to Get a Real Free Credit Score

Your credit score determines your ability to obtain a home loan, be hired for a job, buy a car, apply for a credit card and more. A high score indicates that you are a good credit risk. This will help you qualify for lower interest rates. It's important to check your credit score regularly because sometimes you may be surprised by an item that lowers your score and needs to be rectified. Credit reporting agencies charge for credit scores, but you also can find out your credit score for free online.

Instructions

    1

    Apply online to get a real free credit score from the TransUnion website at transunion.com. During a 30 day free trial, you will obtain your credit score from all three credit reporting agencies: TransUnion, Equifax and Experian.

    2

    Link to the website, then click on "See Your Credit Scores Now." Carefully complete the application form. Click "Submit". Enter your payment details. No money will be debited during the trial period. Your identity will be verified. Click "Submit" to review your information, then select "Continue."

    3

    Log in details will be given. Set a password. Click the link on the web page. Now view your real free credit score from all three agencies online for 30 days.

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