How Does an Eviction Affect a Credit Score?

The Eviction

While an eviction can make your financial situation that much harder, it will not go on your credit report or affect your credit score. However, it will go on a publicly accessible search database and can secondarily affect your credit.

The Eviction Database

After you're evicted, your information will most likely be passed on to a public database. This public database is searchable by any future landlord. Even if your credit is great, having your name in this database can affect the possibility of you being able to get an apartment.

Evictions and Your Credit Score

One way an eviction could indirectly affect your credit score is if it came with a fee or from not paying your rent. If you continue to ignore what you owe, it will go to collections. This will dramatically affect your credit score as well as make knowledge of your eviction that much more publicly accessible to anyone who pulls your credit profile.