Books on Raising Your Credit Score

When you apply for a credit card, loan, housing and even utilities, you can expect to have your credit score reviewed. A low credit score can result in high interest rates or a denial of services. Because your credit score is based on the information reflected on your credit report, you can raise your credit score by altering that information. There are multiple books on the market that can help you understand how credit scoring works and how to repair your credit in order to raise your score.

"Your Credit Score, Your Money & What's at Stake"

Authored by Liz Pulliam Weston, a writer for MSN Money, "Your Credit Score, Your Money & What's at Stake," published in February 2009 by FT Press, will help you understand your credit score and why it is so important. She strips away the myths surrounding credit scores and credit repair to give the reader easy-to-understand instructions on how to remedy a low score. In addition, Weston includes a section on the Rapid Rescoring process, which can help readers boost their credit scores in as little as 72 hours.

"Dirty Little Secrets: What the Credit Bureaus Won't Tell You"

This book by Jason Rich outlines how your credit score is calculated and the methods used by the credit bureaus to verify consumer disputes. Published in July 2006 by Entrepreneur Press, "Dirty Little Secrets: What the Credit Bureaus Won't Tell You" advises readers of the best way to begin the credit repair process without falling into the trap of "frivolous" credit disputes that are not investigated by the credit bureaus.

"Credit Repair Kit for Dummies"

Steve Bucci's "Credit Repair Kit for Dummies," published in December 2005 by John Wiley & Sons, contains numerous plans for consumers to get out of debt, seek help from credit counselors, manage different types of debt and avoid bankruptcy. By using the strategies presented in the book to create a financial plan, individuals can learn how to better manage their debts and raise their credit scores.

"The Road to 850: Proven Strategies for Increasing Your Credit Score"

"The Road to 850: Proven Strategies for Increasing Your Credit Score" by Al Bingham is a comprehensive analysis of the credit industry and the scoring system that determines your risk level to lenders. Published in March 2007 by CP Publishing, the book was endorsed in 2009 by the American Financial Counseling, Planning and Education Association. The strategies outlined in this book are perfectly legal ways for the average consumer to boost his credit score within a short time frame by understanding how credit is scored and manipulating his debts to get the highest possible score from the credit bureaus. The book also provides warnings about the small things that can damage your credit score and how to avoid them.