How to Secure All Three FICO Scores

Most consumers realize they have a credit or "FICO" score, but many fail to appreciate its importance. Your FICO score is one of the most important numbers in your financial life. Your FICO score determines what loans you can get and how much interest you'll pay. In some cases, employers are even using FICO scores when making hiring decisions! That's why it's so important to regularly check your FICO scores from all three of the major credit rating bureaus. You're entitled to one free credit report from each agency per year.

Instructions

1

Contact Equifax, the largest of the credit rating bureaus, by calling 1-800-685-1111 or by writing to: Equifax Credit Information Services, P.O. Box 740241, Atlanta, GA 30374. Be prepared to provide your full name, date of birth and Social Security number. You can also contact Equifax via their website.

2

Contact Experian by calling 1-888-243-6951 or by writing to: Experian, 475 Anton Blvd., Costa Mesa, CA 92626. Again, be prepared to provide your full name, date of birth and Social Security number to receive your Experian FICO score. You can also contact Experian via their website.

3

Contact Transunion by calling 1-800-916-8800 or by writing to: Transunion Consumer Relations, P.O. Box 2000, Chester, PA 19022-2000. Provide your name, date of birth and Social Security number to receive your Transunion FICO score. You can also contact Transunion via their website.