How do I Solve Identity Theft?

If your identity is stolen, the culprit could quickly spend your cash, set up accounts in your name, and seriously affect your credit rating. It is imperative you act swiftly to solve this problem by taking the appropriate action quickly and contacting the correct people who can help.

Instructions

1

File a police report with your local police for identity theft. In addition to reporting a serious crime, it will give you legal rights to clear your credit issues that may occur as a result of the identity theft.

2

Contact any creditors you may have to inform them that your identity has been stolen and there may be a delay with the payment of your bills, Assure them that you are working to resolve the issue immediately.

3

Close any accounts you believe to have been opened or tampered with in the process of the identity theft. This will stop the culprit from running up large debts and potentially destroying your future credit rating.

4

File a fraud alert with Experian. They will then send you copies of your credit reports which you should look over for fraudulent transactions. If you find any, contact Experian to have them removed.

5

Make a complaint to the Federal Trade Commission (FTC). You will be asked to provide important information that can help officials track down identity thieves, and they will take specific information regarding your case in the hope of solving it.