How Can I View My Credit Score for Free?

The Federal Trade Commission has set up a website for you to access your credit report from all three national credit reporting companies (Equifax, TransUnion, and Experian) once a year. Unfortunately, as of September 2010, there is not a similar service in place for you to check your credit score with any of these companies. However, you can still check your credit score for free with no strings attached via two websites, or via other services through their free trial periods.

Instructions

1

Visit Credit Karma or Quizzle and follow the instructions to view your credit score for free. Note that it is always free, and you can log on to your account whenever you like, whenever you want to monitor your credit score. As of September 2010, Credit Karma and Quizzle were the only websites that perform this service with no strings attached. Nasdaq's Fabulous Freebies site notes that it's a real credit score, but not the FICO score that most lenders us--however, it will give you a good idea of where you stand.

2

Check sites such as TransUnion's Credit Score site and take advantage of their free credit score monitoring trial offers to view your credit scores from all three national reporting bureaus online.

3

Unsubscribe yourself from programs such as TransUnion's Credit Score monitoring program before the free trial period has elapsed. Note that this may require you to send a letter via surface mail or otherwise contact the credit monitoring service in order to discontinue service. Give yourself enough time to successfully cancel so that you are not charged any fees.