How to Obtain a Credit Score From All 3 Reporting Agencies

Your credit score is the basis on which you're approved for loans, assigned an interest rate and is sometimes used to determine your insurance premiums or to screen you for employment. You should monitor your credit periodically, at minimum, and always check your credit several months before you plan a major purchase such as a car or a home so that you have time to correct errors. Because many lenders look at an average of the three credit scores, or choose the median credit score, you need to check your credit at all three bureaus.

Instructions

1

Log in to any of the three credit bureau websites. The three credit bureaus are Equifax, Experian and TransUnion. All of them offer credit reports although other products and prices may vary.

2

Locate the available products for the bureau. Scan the list for a product that specifies "3 in 1" or a similar indication that you will receive all three bureau reports in one printout.

3

Select the product that interests you. Make sure the product you select specifically states that it provides the 3 in 1 credit "report," as 3 in 1 credit "monitoring" is also available at some bureaus, but that is not what you need. It is also a very good idea to order a 3 in 1 credit report with all of your credit scores. Check the product to ensure the credit score is included. If it is not, chose another product where the credit score is included.

4

Click on the product and enter your personal information. You will need to enter your name, address, email and Social Security number for most products. The credit bureau may then send you a question about one of your line of credits to verify your identity.

5

Proceed to checkout after verification and pay for the credit report by one of the methods offered by the credit bureau. After your payment has been processed, you will receive an email or a pop-up message stating that your credit report is ready for viewing with a link provided to view the report.