If you are ever a victim of identity theft, you must move quickly. You should report the incident as soon as possible. When you act quickly, you have a chance to stop or minimize the damage done. Keep a record of your actions and be prepared to notify the correct parties.
Federal Trade Commission
If you are a victim of identity theft, you should contact the U.S. Federal Trade Commission. Your report may help them locate the identity theft ring. Call them at (877) 438-4338. You can also go right to the website at yourlost.info (see link in Resources).
Police Report
Visit your local police department and file a report. Make sure you give them all the details. Get a copy of the report for yourself.
Fraud Alert
Report the identity theft to--Experian, TransUnion and Equifax--all three major credit reporting agencies. They will be able to put a fraud alert on your file. When someone attempts to use your personal information to obtain credit, all creditors will be instructed to contact you by phone to determine if this is a valid request.
Credit Report
Order a copy of your credit report to make sure no one has made any unauthorized charges to your accounts.
Securities and Exchange Commission
If you suspect someone has access to your security investment, you can contact the Securities and Exchange Commission at sec.gov/complaint.shtml and file a report.
Social Security Administration
If you reason to think a suspect has obtained your Social Security number to apply for a job, report this information to SSA's fraud hotline (800) 269-0271.
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