AnnualCreditReport.com is the official source for getting your free credit report, but it isn't the only option if you want your credit score, but don't have access to a computer. You can contact the credit bureaus directly by phone to request a copy of the report and credit score. Each citizen is entitled to one free credit report each year, but to see your credit score, you'll have to pay a small fee, usually less than $10.
Instructions
- 1
Call the credit bureau. You can contact just one of the credit bureaus or you can contact all three of them. If you want a credit report from all three, you'll have to pay each of them the required fee. The numbers are as follows:
TransUnion
800-888-4213
Experian
888-397-3742
Equifax
800-685-1111
Verify your identity. When you call the number, you'll have to provide your name and Social Security number and information that can identify you, such as your past addresses.
3Pay the required fees. You can do this by credit card when you make your request.
4Wait to receive your credit report and score in the mail. It can take up to four weeks.
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