How to Purchase a Credit Report

If you are in the middle of checking your credit accounts for corrections, you may need more than just a yearly view of your credit report. Waiting 12 months until the next time you check is fine when there is nothing strange going on with your credit. For those trying to clear up fraudulent accounts or for victims of identity theft, track your credit account more regularly with an online service.

Instructions

1

There are several reputable credit monitoring services to choose from online, and several more that will try to push more services on you than needed. The safest bet is to go through one of the three main credit monitoring bureaus: Equifax, TransUnion and Experian. Regardless of which one you use, all three credit reports will be available. For an example, go to the TransUnion credit monitoring website and click on the "Click Here" button in the center of the screen.

2

Fill in the personal information required on the next screen, and enter your credit card information to purchase the service.

3

Check on your credit report free for the 30-day trial period. After that, you will be charged $14.95 a month. This service will alert you to any changes in your credit reports within 24 hours, and you will have unlimited access to viewing your account.