Although you are entitled to access a copy of your credit report from each of the three major credit bureaus once annually, you are not entitled to a free credit score. The majority of places on the Internet offering a free credit score require you to provide information and enroll in a free trial of a program that becomes an annual subscription if you do not cancel in a set period of time. However, there are several places on the Internet where it is possible to obtain a completely free copy of your credit score.
Credit Karma
Credit Karma provides customers with a free credit score once each day. The site is supported by advertising, so there is no charge to consumers and consumers do not need to provide credit card information. The only personal data required is the information necessary to retrieve your credit report.
Quizzle
Quizzle provides free access to a credit report and score once every six months. Again, there is no charge for this service and you are not enrolled in a free trial. No credit card is required, and the only personal information necessary is the information required to obtain your credit report.
Free Credit Report
Although your free annual credit report does not provide you with a credit score, it does provide you with useful information about your credit and payment history. By checking your credit report periodically through this free website, you can monitor for changes to your credit report, and identify mistakes that may have an adverse impact on your credit score.
0 comments:
Post a Comment