How to Update Addresses With the Three Credit Bureaus

According to the FTC, more than 9 million people are affected by identity theft in America. Having an up-to-date address on all of your credit reports can protect you against any form of identity theft. Follow these steps to update your address through the credit bureaus.

Instructions

1

Gather all three of your credit reports. You can obtain your credit reports from Transunion.com, Experian.com and Equifax.com. You can also send a letter requesting your credit report to the credit bureaus or call each credit reporting agency directly.

2

Write a letter to the credit bureaus informing them of your new address. Include a copy of your drivers license, social security card, and a utility bill or lease with your new address, which will verify your identity with the credit bureaus.

3

Determine if you can change your address online. If you obtained your credit report by going to the credit bureaus online then you may be able to change your address online.

4

Mark your calendar 30 to 45 days from the date you sent the inquiry to change your address. Credit bureaus have that much time to respond to an update or dispute on your credit report. The three credit bureaus will send you an updated copy of your credit report showing your new address.