How to Access My Credit Report Online

You can access your credit report once per year for free. Many websites advertise free credit reports but to access them you are required to hand over credit card details for a "free" trial period of one product or another. The Annual Credit Report.com website allows you to access all three credit bureaus' reports online or have them sent to you through the mail. The three bureaus will also sell you a copy of your credit report on their websites if you have already received your free report for the year.

Instructions

1

Go to Annual Credit Report.com if you are trying to access all your report files at once or go to the individual credit bureaus for single reports. Click the Get My Credit Report button on the website's home page.

2

Complete the form that appears. You are required to provide your name, address, Social Security number, birth date and driver's license number. Click the Submit button.

3

Choose which credit bureau you want to acquire your report from first. Click the button that corresponds with the bureau you have chosen.

4

Verify your identity with the credit bureau by answering a variety of questions it poses. These questions will cover such things as past addresses, phone numbers, employers and past or current transactions that appear on your credit report.

5

Click the Show My Report Online button. Your report will open up in its own window. You can print it or copy and paste it into a word-processing document and save it to your hard drive.

6

Click the Return to Annual Credit Report.com link to check the next bureau. Complete this process for all three credit bureaus.