Credit bureaus provide information to a variety of individuals and organizations who may have an interest in how you handle your financial responsibilities, including employers, lenders, government agencies, rental agencies, and anyone else with a legitimate need for access to such information. Your credit report may contain a wide variety of information including your past addresses, other names by which you may have gone, reports on how you have paid your bills and public records, including judgments.
Features
Credit reports may include monetary judgments issued against you by a federal, state, or county court.
Considerations
Some credit reporting agencies include non-monetary judgments issued against you on your credit report.
Identification
Any debt that the court determines to be legitimately yours, and that you are ordered to pay, will become a matter of public record and will appear on your credit report.
Time Frame
Bankruptcy judgments will appear on your credit report and will remain there for ten years.
Warning
Judgments that have been satisfied will still remain on your credit report for up to seven years after the settlement.
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