When you think of your credit reports and scores, in most cases you are thinking of a report from one of the three prominent credit reporting bureaus, Experian, Equifax and Transunion. A credit reporting bureau generates your credit report from information received from creditors. This information is used to generate your credit score.
Transunion
Transunion was founded in 1968 by the Union Tank Car Company, with headquarters in Chicago. Transunion provides credit reporting solutions for consumers and businesses worldwide. Transunion's total business customer count is above 50,000. Transunion offers consumer credit reports both through the Annual Credit Report program and its own credit monitoring service. The Pritzker family owned a majority interest in Transunion until 2010 when the Chicago-based Madison Dearborn Partners LLC purchased a 51 percent share of the company.
TransUnion
2 Baldwin Place
P.O. Box 1000
Chester, PA 19022
transunion.com
800-888-4213
Equifax
Equifax has been operating for over 100 years, starting as a credit company for retail accounts in 1899. Equifax has its main headquarters in Atlanta, Georgia, along with 15 offices spread throughout the world. Equifax offers a number of credit reporting services for consumers and businesses. On the consumer end, Equifax offers the Equifax complete product package. This is a three-in-one credit report containing data from all three credit reporting agencies, along with credit monitoring features. Businesses can request consumer credit reports for risk management, marketing and research information and fraud avoidance.
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
equifax.com
1-800-685-1111
Experian
Experian was originally known as CNN Systems, founded in 1980. Experian's corporate headquarters are based in Dublin, Ireland and the company has an additional presence in 36 countries. Experian offers consumer credit report information for consumers and businesses. Consumers can request a copy of their credit report, use Experian's credit monitoring service, or use Experian features to protect themselves against identity theft. Businesses can use the report information to determine the credit-worthiness of a client, avoid fraud and perform market research on target credit markets.
Experian
P.O. Box 2104
Allen, TX 75013-2104
experian.com
888-397-3742
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