US citizens are entitled to a free credit report from Equifax, TransUnion and Experian once every year. This can be obtained by requesting a free report at AnnualCreditReport.com. Some people like to check their credit more frequently. This may be to make sure no fraudulent activity is going on, to monitor a credit problem or for other reasons. TrueCredit, a division of TransUnion, offers monitoring of credit. The first month is free and, after that, there is a monthly fee of $14.95.
Instructions
- 1
Call TrueCredit's customer service number: (800) 493-2392. To reach a representative, call during TrueCredit's business hours: Monday through Thursday, 8am to 12am Eastern time, and Friday through Saturday, 8am to 8 pm, Eastern time.
2Press or say "2" after dialing the number to reach a representative to discontinue your TrueCredit report.
3Give the representative your order number when they ask for it. If you do not have your order number, you may give them your Social Security number.
4Be firm if the representative tries to talk you into not canceling your TrueCredit report. Simply state that you no longer want the TrueCredit report and ask them to please cancel the service.
5Watch your email for confirmation that the account has been canceled. The email will be issued immediately.
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