Residents of the United States are entitled to one free credit report per year from each of the three credit bureaus---Equifax, TransUnion and Experian. In a joint effort, the three bureaus manage and maintain AnnualCreditReport.com where individuals can receive a free report, however the actual credit score is an additional fee ranging from $5.95 to $7.95 depending on the bureau. For those who wish to check their credit score with TransUnion, an option is available on the company's web site to receive the information for free. In order for you to receive the free credit score, not just the free credit report, you must opt-in to the free trial of credit monitoring by TransUnion. The service will cost $14.95/month after a seven day free trial however you may cancel at any time prior to the end of the trial and not be charged.
Instructions
Instructions
- 1
Open your browser window and type www.transunion.com into the address bar. Click on the big red button that says "Click Here" under the text that reads "Get your free credit score."
2Fill out all the required information in the first section on the next page including name, email address, current and previous mailing addresses, username and password. Move to the next section and choose the reason that best matches your need to check your credit report. Complete the final part of the application which asks for a secret question and answer, the last four digits of your social security number and the date of your birth.
3Check the box that reads "Seven day free trial." Read through the service agreement and FAQs about the free trial thoroughly. Click on the button that says "I Accept."
4Enter your credit card information including number, expiration date and CVV number. Tick the box that agrees to the terms. Your credit card will not be charged unless you do not cancel before the free trial ends. Submit your information.
5Open your email software and receive the confirmation message that was sent by TransUnion. Log into your account on the TransUnion web site to access your free credit report and free credit score. Review the information carefully. Print any information you would like to keep for your records.
6Access the "Account" section of the web site and click on the link that takes you to a form to cancel your free trial. Fill out the required information including reason for canceling the service. Submit the form and wait for a confirmation via email. Save the email and monitor your credit card account to ensure that you receive no charges.
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