How to Get a Free Credit Score That You Can View Online

A credit score affects your chances of qualifying for a loan or a credit card and obtaining both at good rates. This number is based on the contents of a credit report, which is a record of an individual's credit activities. While you are eligible for one free credit report per year, there is normally a fee to obtain a credit score. Fortunately, many websites provide visitors with free access to their scores when they sign up for a trial membership.

Instructions

1

Visit a website offering free credit scores. Such sites usually provide this service when visitors register for a free membership trial for a specified amount of time.

2

Register for membership. Information required for registration usually includes the member's name, address and date of birth. It is also necessary to provide a method of payment as a sign of commitment. The company will not charge your account unless you decide to retain membership after the trial period.

3

Click on the option to view your credit score and provide the personal information required. This will include your social security number. The score will appear on the following page. Save the page or print it for your records.