How to Fix My Credit Report If it Is Showing an Incorrect Name?

Your credit report has information about credit accounts you have opened and closed, loans you have taken out, and information available if you have been sued or filed for bankruptcy. If you find something wrong on your report, such as an incorrect name, contact the credit reporting company and ask for a correction.

Instructions

1

Make a copy of your credit report and highlight or mark the error.

2

Write a letter to the credit reporting company that issued the errant report. Tell the company that your report is showing an incorrect name and what it needs to be changed to. Ask to receive a copy of the corrected report.

3

Make a copy of your driver's license or other form of government identification. Put the letter on top followed by the credit report and identification copy and put them into an envelope to mail.

4

Mail the letter by certified mail with return receipt service so you will have proof that your letter was delivered.