How to Find Total Credit Score on Credit Reports

Your credit report and score is managed by three main recognized companies: Equifax, TransUnion and Experian. Each of them has created its own statistical method for analyzing your credit and assigning you a score, which is why you have three credit scores. If you are considering applying for a loan and want to assess your credit worthiness, it is best to obtain your credit report and credit score from each of the bureaus.

Instructions

1

Log in to any one of the main credit bureau's websites and look at the list of products offered.

2

Select a product for purchase that includes a combined credit report for all three bureaus (sometimes called a "3 in 1") and also your credit score from each bureau. Be careful with your selection. Many of the products offered include a credit report from only one bureau. A credit score is rarely included with a standard credit report. A credit score is usually a separate option and a larger fee. Because lenders often take the middle credit score or an average of the three, it is necessary for you to obtain all three scores to do a proper assessment of your credit worthiness.

3

Place your order for the product and pay online with a credit card. Within minutes, you will receive an email and be able to access your credit report complete with credit score.