How to Check My Credit Online Free of Charge

Your credit report contains many different pieces of information concerning your financial and credit situation. Credit reports are used when applying for credit, renting an apartment and even applying for some jobs. Keeping track of the information on your credit report is essential if you want to avoid having any false data or identity theft related accounts on your report. Annual Credit Report.com is the main hub to get your free annual report from the three largest credit reporting agencies.

Instructions

1

Go to the Annualcreditreport.com website in Resources.

2

Select your state and click "Request Report."

3

Fill out the form with your personal information, such as your name, address, addresses from the past two years and Social Security number.

4

Click "Continue" to submit this form. Put a check mark into the boxes next to each credit reporting agency that has a report you would like to check. Click "Next" twice to access the first report. Click "Next" again to continue on to the next report. Click "Return to annualcreditreport.com" once you have completed looking at your reports. These reports are available for free once per year.