If you don't have a good credit score, banks generally won't approve you for a loan. That holds true for student loans to an extent. Depending on what type of student loan you apply for, such as public or private, your credit score may not have any bearing whatsoever on your chances of getting approved. Public Loans Public student loans are backed by the federal government and include loans such as PLUS, Stafford and Perkins Loans. According to studentloans.gov, debt-to-income ratio, credit score and employment history have absolutely no...
