Monday, October 25, 2004

How to Get a Free Credit Score in Canada

Credit scores can affect the interest rate you pay on mortgage loans and whether your credit-card applications will be approved. Know your score and make sure the information about your credit is accurate by obtaining a free credit-score report.

Instructions

    1

    Log in to Canadian-CreditReport.com and click the red button labeled "Free Credit Report."

    2

    Click the "Credit Report Request Form" link. You will get your report from Experian Canada, Trans Union of Canada or Equifax, based on the province where you reside.

    3

    Complete the "Consumer Relations Information Form," print and sign.

    4

    Make a photocopy of your driver's license and credit card, making sure to copy both sides. If you do not have a credit card, you can provide a copy of your birth certificate, citizenship card or certificate of Indian status.

    5

    Mail your Consumer Relations Information Form and photocopies to the address specific for your province of residence. You should receive your free credit score in approximately four weeks.

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