Sunday, November 13, 2005

How to Get a Credit Report Faxed to Me

How to Get a Credit Report Faxed to Me

Everyone is entitled to a free copy of their credit report once a year, but anyone can order their credit report at any time. The method in which you receive your report depends upon where you order your credit report from, how much you pay for it and how you request it. The three major credit reporting agencies --- Experian, Equifax and TransUnion --- will mail reports or allow you to view them online upon request. In order to have a report faxed to you, you must look at alternative means.

Instructions

    1

    Sign up with a credit monitoring agency. Most credit monitoring agencies will supply credit reports upon request to members by mail or email, but a few will also fax your report upon request. Expect to pay for this service. Check the Better Business Bureau website for complaints against any credit monitoring agency before you subscribe to it services.

    2

    Apply for a loan or other line of credit, and request that the loan officer fax you a copy of your credit report after he retrieves it. Inform the loan officer you require the report as part of negotiations to acquire the loan.

    3

    Verify the information on your credit report, and dispute any inaccuracies with the three credit reporting bureaus. Instructions on how to dispute the information for each agency are listed on each one's website as well as on the credit report received from each agency.

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