Monday, March 13, 2006

How to Do a Credit Score Check Without a Computer

How to Do a Credit Score Check Without a Computer

AnnualCreditReport.com is the official source for getting your free credit report, but it isn't the only option if you want your credit score, but don't have access to a computer. You can contact the credit bureaus directly by phone to request a copy of the report and credit score. Each citizen is entitled to one free credit report each year, but to see your credit score, you'll have to pay a small fee, usually less than $10.

Instructions

    1

    Call the credit bureau. You can contact just one of the credit bureaus or you can contact all three of them. If you want a credit report from all three, you'll have to pay each of them the required fee. The numbers are as follows:

    TransUnion
    800-888-4213

    Experian
    888-397-3742

    Equifax
    800-685-1111

    2

    Verify your identity. When you call the number, you'll have to provide your name and Social Security number and information that can identify you, such as your past addresses.

    3

    Pay the required fees. You can do this by credit card when you make your request.

    4

    Wait to receive your credit report and score in the mail. It can take up to four weeks.

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