How to Check a Credit Score in Canada

Checking your Canadian credit score regularly helps you monitor changes, check for errors and see where improvements can be made. You can access credit disclosure reports for free, but these do not show your credit score. The two major credit reporting bureaus in Canada, Equifax Canada and TransUnion Canada, charge a fee to check your credit score.

Instructions

1

Get your credit score in Canada online. The process is simple and allows you to view your score instantly. Click the links in the Resources section to access the websites of the credit reporting bureaus.

2

Click "Get Started" for Equifax's site, then "Order Now," or, on TransUnion's site, check the box to include your credit score and click "First Time." Enter your details in the application form. Click "Continue."

3

Complete the payment section. The charge for a credit score from Equifax Canada is $23.95 as of 2010, while TransUnion Canada charges $22.90. Fees may change and may be different in certain provinces. Check the websites before applying for your Canadian credit score.

4

Review your application details. Click "Continue." Your personal details and identification will be verified, and your payment method will be authorized. Create a login ID and password. Click "Submit." Follow the instructions to view your Canadian credit score.