Monday, November 5, 2007

The Best Free Credit Score Sites

A credit score is an important number. Banks use a credit score to determine customer reliability in paying bills and will give out loans based on the credit score. Credit card companies will often deny a credit card if a credit score is not within a specific range. Buying a house or renting an apartment requires a credit check so that the owner or bank feels confident that bills are paid on time. Obtaining a free credit score is easy when using a credit score website that provides free services.

Identity Guard

    Identity Guard is a credit service that provides a free trial for a credit score and credit report. The free trial is a one month, or 30 day, trial. After the free trial period, the service charges about 18 dollars a month. Identity Guard not only provides a credit score, but it provides scores from all three companies, which makes it an ideal choice when considering getting a score before applying for a large loan such as a mortgage.

    identityguard.com

My Fico

    My Fico provides an Equifax fico score. The website provides a free trial for 10 days before it starts charging about 13 dollars a month. The main purpose of the website is providing fico scores, so it does not have extra perks like some other websites provide.

    myfico.com

Free Credit Score

    Free Credit Score's website provides a free trial period for credit scores for one week or seven days. After the trial period, the website charges about 15 dollars a month. It provides an Experian Plus credit score and has the added perk of identity theft insurance that covers up to $50,000 in case identity theft occurs.

    freecreditscore.com

True Credit 3 Bureau

    True Credit provides all three credit company scores and has a one-week free trial. After the trial period, the company charges about 15 dollars a month. The main purpose of the website is credit score monitoring, so it does not provide extra services for customers.

    truecredit.com

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