Wednesday, December 26, 2007

How to Get a FICO Score From Equifax

Consumers are entitled to a free copy of their credit report every 12 months; however, the credit bureau does not provide the FICO score (credit score). If you want to view your FICO score from Equifax, your best option is to deal with Equifax directly, rather than a third-party provider. The Equifax product you'll need is called "Score Power," which includes your Equifax FICO score and report; the standalone FICO score is unavailable unless you are ordering your free annual report.

Instructions

    1

    Visit the Equifax website (listed in "Resources"), and click on "View All Products." Scroll down to the bottom of the page and select "Score Power."

    2

    Click on "Buy Now" to order your FICO score from Equifax. Enter your name, address, telephone number and email address. Click "Continue" when you are finished.

    3

    Enter your social security number and date of birth. Choose an online username and set up a password that is six to 20 characters. Click "Continue" when you are finished.

    4

    Enter your payment information. You must pay for the report with a valid credit or debit card. Enter the card number and the expiration date. Click "Continue" to process your order. Wait for the order to process.

    5

    Click on "View My Product" to view your Equifax FICO score. The Score Power option also includes your credit report; you can scroll down and click "Credit Report" to view it.

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