Wednesday, June 2, 2010

How to Get a Copy of a Credit Report From AAA Credit Bureau

AAA Credit Bureau is a private credit reporting company that provides consumers with credit reports. In addition to credit reports, the bureau also provides criminal and eviction reports for landlords. Based in Arizona, the company has been in operation since 1990. The company mostly works with landlords to obtain potential tenant information before approving an application. The process for getting a copy of a credit report from AAA Credit Bureau is simple.

Instructions

    1

    Go to AAAcreditbureau.com to register. You will need to print and complete the membership agreement and FCRA/Security Access form.

    2

    Fax or email the forms back to AAA Credit Bureau along with proper identification. You will need to provide two documents to show that you own the rental property. You will also need to send one form of identification such as a driver's license, voided check or utility bill.

    3

    Gather key information to run credit checks on applicants. Have the applicants complete an application providing the necessary information to access their credit. You will need their full legal name, social security number, date of birth and address. The applicant will need to sign the application to grant permission for you to request their credit report.

    4

    Indicate in the fax or email the type of report you want. The company offers a basic credit report and full report. The basic report includes detailed account information, FICO scores, public record information, employment verification, alias and fraud alter search, amounts of debt and payment obligations and collection agency accounts. Along with the basic information, the full report provides you with eviction search, criminal search, terrorist organization link search and sexual predator search.

    5

    Fax or email the application and type of report to AAA Credit Bureau. If the request is received by noon, it will usually processed the same day. Customer service representatives are available to answer any questions or discuss report details.

    6

    Supply the applicant with the contact information for AAA Credit, if he is denied because of credit. The applicant is entitled to a free copy of their report.

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