How to Obtain a Credit Score From a Bank

Your credit score lies somewhere within the range of 300 to 850 and helps lenders evaluate the potential risks associated with lending to you. A high credit score indicates that you are a low-risk borrower who is responsible with your debts. This will allow you to qualify for credit and loans more easily. If you would like to know your credit scores, you may purchase them either from the credit reporting agencies or from myFICO.com. You may also acquire a credit score by requesting that a local bank pull it for you.

Instructions

1

Visit a local bank and indicate that you are considering opening up a new account but do not know if your credit score is high enough to qualify.

2

Provide the bank employee with your name, Social Security number, and birth date. You will also need to provide a picture ID to prove your identity.

3

Sign the form that grants the bank permission to pull your credit score. Not all banks will require written permission, but most will.

4

Wait while your credit score is pulled. This process usually takes no more than five minutes.

5

Ask the bank employee to tell you your score.