How to Unsubscribe From Free Credit Report

So-called "free" credit report providers have come under fire by the the Federal Trade Commission, specifically because the reports are usually not free. If you've signed up for the Free Credit Report.com service and do not want to be charged anymore, you'll need to unsubscribe. There is no cancellation fee; you can unsubscribe at any time. However, you will not receive a refund for prior money paid.

Instructions

1

Gather the information relating to your Free Credit Report account. You may need your member number, which can be found on your billing statement; however, the customer service department should be able to verify your account by using your name, Social Security number and date of birth.

2

Call 1-888-829-6560 and speak with a customer-service representative. The customer-service hours of operation are Monday through Friday, 6 a.m. to 6 p.m.; Saturday and Sunday, 8 a.m. to 5 p.m. (Pacific Standard Time).

3

Tell the representative that you want to cancel your account and unsubscribe from the service. The representative may attempt to persuade you otherwise; hold your ground if you are serious about unsubscribing from the service.

4

Write down any cancellation or confirmation number that the representative gives you. Before getting off the telephone, verify with the representative that your account is canceled and that you will not be charged again.

5

Review your next bank or credit-card statement. Make sure that the company did not charge you for the service after cancellation.