Along with payment information, creditors also report your address to the credit bureaus. A history of your addresses appears on your credit report. If your report contains multiple addresses, it's important to understand how this information affects your credit score.
Identification
Your credit score is a three-digit numeral. An algorithm calculates the score based upon the information contained within your credit report.
Considerations
A FICO credit score looks at five variables: how well you pay your bills, how much debt you have, the length of your credit history, the types of credit you have and how much new credit you've applied for. Personal information, such as your address, does not affect your credit score.
Misconceptions
The purpose of a credit score is to measure credit risks. A FICO credit score reflects behavior concerning your credit accounts. It does not factor in personal information, age, ethnicity, salary, where you live, the interest rate charged on a credit account nor any other data that is not predictive of credit risk.
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