How to View Your Credit Score

It's advisable to view your credit score regularly. Your credit score determines your ability to obtain a line of credit. Higher scores make getting credit easier. You will benefit from preferential interest rates. Monitoring your credit score gives you greater confidence when you need to apply for credit. Regularly checking your score enables you to track any changes. Credit scores alter, depending on the way you manage credit. Viewing your credit score lets you know if something adverse happens, and then you get to rectify it quickly.

Instructions

1

Apply online to view you credit score. Instantly view your credit score from all three credit reporting bureaus, Equifax, TransUnion and Experian. TransUnion offers a 30-day free trial. You can continue to monitor your scores after the 30-day trial by paying $14.95 a month. You can pay to get your score from Experian and Equifax. Check their websites for offers.

2

Click the link to TransUnion (see References). To apply to view your credit score, click "See Your Credit Scores Now," then complete the online form ensuring your details are correct. Read the terms and conditions, and click "I Accept." Enter your card payment details. This is for identity verification purposes. You will not be charged until after the 30-day free trial. Click "Continue." Review your application details, click "Submit."

3

Open your email box. You will have a login name and a link. Click the link. Enter your login name. Create a password and password reminder. Click "Enter" to view your credit scores.