Sunday, September 9, 2012

How to Print a Free Credit Report

How to Print a Free Credit Report

With the advent of the internet, consumers are typically besieged with warnings and offers in regard to keeping track of their credit report and scores. If you're worried about what's on your credit report but don't want to pay for a copy, you are allowed by law to view and print your credit report once a year for free. The key is to use the website sponsored by the Federal Trade Commission (FTC) to avoid having your credit information compromised.

Instructions

    1

    Log on to the official federal credit report website at annualcreditreport.com, taking care to check that the URL has been spelled correctly.

    2

    Enter your personal information as requested. You will need to give your state of residence, full name, date of birth, current and most recent addresses and your social security number.

    3

    Add the required security letters and numbers at the bottom of the page and press "Enter."

    4

    Answer the questions provided that will be used to verify your identity by checking the box next to each correct answer. Although the questions will vary, examples are: the dollar amount financed on your mortgage, a previous address, a current or previous place of employment, and a phone number you have had in the past.

    5

    Choose the credit reporting company or companies you wish to view and print free a credit report from by checking the box or boxes next to Equifax, Experian, and Trans Union. Press "return" to view your credit report.

    6

    Notice the place at the top of the screen which offers "Printable View" and check the box.

    7

    Print your free credit report, using the standard directions for your printer.

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