How to Find My Credit Score Online for Free

According to Experian, one of the three nationwide credit reporting agencies, your credit score "is a number that summarizes the historical credit information." Essentially, the number represents your ability to pay debts on time and gives lenders and credit agencies a rough indication on whether you will default on your payments in the future. Many companies, such as FreeCreditReport.com, boast the ability to provide you with a free credit report. Most of these agencies require you to sign up for some other service. You can obtain a free credit score from AnnualCreditReport.com.

Instructions

1

Log on to the Internet and navigate your browser to AnnualCreditReport.com.

2

Select your state from the drop menu and click the "Request Report" button.

3

Fill in the required information in the text box. You must provide your first and last name, birth date, social security number and current address. This information is secure. The website is sponsored by the three major credit reporting agencies: Equifax, TransUnion and Experian.

4

Click "Continue" and follow the directions on-screen. You will be able to view and print your credit score from the three major credit reporting agencies. You may only do this once every 12 months.