Thursday, October 21, 2004

How to Protect My Social Security Number

Social security numbers were introduced in 1936 as a way to identify people by the government. Nowadays, your social security number is used in just about everything. It is used in medical records, credit accounts, bank accounts, just to name a few. Since the use of the SSN has proliferated, so has identity theft. Criminals now use your SSN to steal money by opening credit accounts and sometimes even getting mortgages.

Instructions

    1

    The best way to protect your social security number from identity theft is to use your SSN as less as possible. The more times you give that number out, the more likely it is to fall into the wrong hands. Many businesses don't need your SSN for you to do business with them. If they ask, just tell them no. You are not legally obliged to give your SSN.

    2

    Protect your social security number by not carrying the card in your wallet. If your wallet is stolen, then so is your SSN. Also, do not write down your SSN on anything.

    3

    Protect your social security number by requesting a copy of your credit report. The report will contain information regarding credit and bank accounts that have been opened through your SSN. If you spot any suspicious accounts, report it to the FTC and credit bureaus.

    4

    Use an identity theft monitoring service to protect your social security number. Any transactions involving your social security number would be reported to you.

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