How to Change Your Address With Credit Agencies

If you want to change your address with a credit reporting agency, notify each one. The primary credit reporting agencies are TransUnion, Equifax and Experian. When you apply for a loan, the prospective creditor will access your credit report. If you provide your current address, this information will be put into the system and the credit reporting agency will update the information. This change only takes place with the credit reporting agency you apply with. They will also notify the creditor if the information does not match previous records. This is for security purposes.

Instructions

1

Go to the Web site of each credit reporting agencies. You can fill out any forms they request and include a photo copy of your drivers license or photo identification with your new address. You may want to include a current copy of an utility bill. A bank statement will be sufficient as well. These documents will help to protect you from identity theft.

2

Send the information to all three credit reporting agencies. Give the credit reporting agency approximately 30 days to update your information. If they have questions or need additional information they will contact you.

Mailing addresses:

TransUnion Consumer Solutions, P.O. Box 2000, Chester, PA 19022-2000.

Equifax Credit Services, P.O. Box 740241, Atlanta, GA 30374.

Experian 475 Anton Blvd. Bldg D, Costa Mesa, CA 92626.

3

Go to annualcreditreport.com and get a free copy of your credit report to see if the changes have taken place. If you have waited the allotted time and the changes have still not taken effect, send a follow-up letter. You may obtain a free credit report every 365 days from each agency. You can order online, by phone or by mail. When you request your information by mail you may have to include photo identification, such as a drivers license, state identification, military ID or a passport as well as the other verification documents such as utility bill and a bank statement.

4

Visit a U.S. post office and put in a change-of-address requestor go to www.usps.com. Any creditors sending out information to you will automatically receive an update on your new address.