How to Get a Free Credit Report Fast

If you are planning to buy a car or house, or if you suspect that someone may be using your credit information to make purchases without your permission, you might need to view your credit report quickly. Credit scores are issued by three main companies: TransUnion, Experian and Equifax. By law, you are entitled to receive one free credit report per year from a government-sponsored website. Once you provide some basic information and prove your identity, you can get your credit report immediately from all three scoring agencies.

Instructions

1

Go to the Annual Credit Report website, and click the drop-down menu to choose your state. Click "Request Report."

2

Enter all requested information. You must provide your name, social security number, birth date and current address. Click "Continue" when finished.

3

Click the check box next to the credit reporting company from which you want to receive your score. You are allowed to choose all three, if desired. Click "Next" twice. You will be directed to one of the reporting company's websites.

4

Answer the security questions given to you. These questions may ask about previous loans you have taken out, or where you have lived. Click "Continue."

5

View your credit report from the reporting company. Write the information down, or print out the page for future reference.