How to Remove Derogatory Credit Information From Your Credit Report

When you go to get a loan the first thing they look at is your credit score and if it is low then there may be some negative items on the report that need to be disputed and removed.

Instructions

1

First you need to request a copy of your credit report because this way you can check on the items that are there to make sure they are accurate.

2




Next you want to dispute all the items that you feel are incorrect so that you will be able to remove them. The credit bureau has 30 days to verify if it is accurate and they fail to do so then they must remove the negative item by law.

3

Finally always make sure that you pay your credit cards on time and do not miss any payment then you will be assured that you credit score will remain high.