How to Get Your Credit Report by Calling

Ordering your credit report by phone is one of the safest methods, according to Bankrate.com. You don't risk your check or money order getting lost or stolen in the mail; you also eliminate the risk of online fraud. Each credit agency (Equifax, Transunion and Experian) allows you to order a copy of your credit report by telephone. You can also request your free annual report by telephone.

Instructions

1

Request your free annual credit report by calling Annual Credit Report at 1-877-322-8228. All consumers are entitled to a free copy of their credit report every 12 months. You will receive the report within two to three weeks.

2

Order your Equifax credit report by calling 1-866-493-9788. Equifax offers several product choices starting from around $10. Purchasing your credit score is extra.

3

Order your Transunion report by calling 1-800-888-4213. Transunion charges $11 for each copy. The report will arrive within two to three weeks.

4

Order your Experian report by calling 1-888-397-3742. Experian charges $10 for the report. You can add your credit score for $5, a total of $15.