A FICO score is what retailers and financial institutions use to judge your ability to pay your bills and repay loans. Consumers can check their credit history to make sure there are no irregularities on the report. There are myriad ways to get your score from credit-reporting companies, personal finance sites and FICO itself.
Annualcreditreport.com
Credit scores are usually not given to you by banks or others who check your report. You can order your credit report for free from annualcreditreport.com.
Credit Bureaus
You can also elect to contact each of the three credit bureaus--Equifax, TransUnion and Experian as of 2010--to purchase a copy of your credit score. Each credit-reporting company may have a different score.
Credit Monitoring Sites
CreditKarma.com and Quizzle.com allow you to sign up and get credit score information for free. CreditKarma allows as many inquiries as you want, while Quizzle.com will send a free credit report and score every six months.
Additional Options
Bankrate.com and credit.com also offer credit calculators free of charge that allow you to check the state of your credit history.
MyFICO.com
FICO, the company that creates the FICO score will sell you your score for a fee. Go to MyFICO.com to purchase your score and credit report.
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