How to Find Your Canadian Credit Score

A credit score is a three-digit number assigned to you which serves as a picture of your financial reliability. It gives lenders a way to quickly evaluate the risks of extending credit to you. The credit score is calculated based on criteria, such as the amount of outstanding debt, your payment history, the length of your credit history, the number of recent credit inquires and the types of credit accounts you have.

Instructions

1

Visit one of the two credit reporting agencies for Canada. The agencies are Equifax Canada and Transunion Canada. In Canada, you can only obtain your credit score online.

2

Visit Equifax's website and click the "See My Credit Score" link in the left column and then click the red "Get Started" button at the bottom. As of 2011, the cost is CAD$23.95 and covers your credit report and your credit score. After payment, you can view your credit score and credit report online.

3

Visit Transunion's Credit profile website. Scroll down to the second gray box for the Transunion Credit profile package. As of 2011, the cost is CAD$14.95. Leave the "Credit Score" box checked. This costs an additional CAD$7.95. If you don't want to include Debt Analysis, uncheck the box. Click the "Order Now" button. Your credit report and credit score will then be available online.