Monday, April 28, 2008

The Best Way to Get Your Credit Score for Free

Your credit score is a number used by businesses to determine your credit-worthiness, which determines whether you'll be approved for a loan, credit card or low interest rates. Although there are plenty of websites that offer your credit score they often require you to pay a monthly service fee after the trial period has ended. Credit Karma is a free credit score site that provides instant access to your score from Equifax, Experian and TransUnion, which are the three major credit bureaus.

Instructions

    1

    Visit the Credit Karma site (see Resources) and click "Get Started Now."

    2

    Enter your first and last name, and create a screen name for your account.

    3

    Enter your email address into the "Email Address" and "Retype Email Address" fields.

    4

    Create a password, and retype it into the confirmation field.

    5

    Select a security question, and enter the answer to the question. Click "Join Now."

    6

    Open your email client, and open the email message from Credit Karma. Click the link in the email message to confirm the registration, which opens a new browser window.

    7

    Complete the online form in the "Step 3 - Complete Your Account" window, and click "Continue."

    8

    Click "Agree & Continue," and complete the Step 4 form to verify your identity. Click "Verify & Update Your Account."

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