Credit reporting has existed for more than 100 years, evolving from handwritten notes kept by merchants to computer databases with instant access about consumer payment and borrowing history. According to the Federal Consumer Information Center, three credit reporting agencies serve the nation's businesses and consumers: Equifax, Experian and TransUnion.
Equifax
The Equifax, Inc., 2010 annual report cited more than 200 million U.S. credit and 26 million small business files among its assets. Founded in 1898 by brothers Cator and Guy Woolford as the Retail Credit Company, it assumed its current name from the phrase "equitable factual information" in 1979, according the website FundingUniverse.com. Atlanta-based Equifax operates in 15 countries worldwide, including the U.S. Its stock trades under the symbol EFX on the New York Stock Exchange. The company's U.S. Consumer Information Solutions unit provides "ability-to-pay" information to retail, banking, automotive, credit card, telecommunications and insurance clients. The Equifax U.S. Commercial Solutions division offers what it calls "business intelligence" data for acquisition, purchasing and business-to-business lending decisions.
Experian
A merger of American firm TRW Information Systems & Services and Britain's CCN Group formed Experian plc in 1966. In its 2010 annual report, Experian claims to be the "primary provider of consumer credit information" to U.S. financial institutions. Headquartered in Dublin, Ireland, Experian serves retail, telecommunications, financial services, automotive and government clients in 90 countries. Experian owns 14 consumer credit bureaus worldwide.Its commercial database includes information on 40 million businesses maintained through the 10 business credit agencies it owns. Experian also operates an automotive information service that provides used vehicle history to dealers in the U.S., China, Italy and the Netherlands.
TransUnion
Chicago-based TransUnion, founded in 1968, has operations in 25 countries. The youngest of the national U.S. credit reporting agencies, TransUnion maintains 500 million consumer credit files worldwide. The company concentrates on three services: consumer, international and consumer. According to its 2010 press kit, the company's database included "every market-active consumer in the United States" as early as 1988. It launched TrueCredit.com, an online consumer protection and information service in 2002. TransUnion says it processes 2.1 billion "items of information" monthly to serve 300,000 customers worldwide.
Hello, are you in need of hacking services? Then contact ROOTKITS CREDIT SPECIALIST via rootkitscreditspecialist@gmail.com He is a certified hacker which will always give full proofs. If you need to *hack into email accounts, *all social media accounts, *school database to clear or change grades, *bank accounts, *company records and systems, *DUIs He is really the best. His services are affordable. Don't waste your time with fake hackers + Credit cards hacker + he can drop money into bank accounts. + credit score hack + blank credit card sale + Hack and use Credit Card to shop online + Monitor any phone and email address. You can also text him on +1 773 696 0648
ReplyDelete