How to Delete Old Inquiries in TransUnion

Make a point to delete inquiries on your credit report to improve your credit score. Credit inquiries on your TransUnion credit report can have a negative impact on your credit score. Credit inquiries from creditors to whom you have applied will have a greater impact on your credit score than inquiries from an existing creditor.



Most credit inquiries remain on your report for only two years. However, if you notice an inquiry on your report from a creditor you do not recognize or you want to remove an inquiry sooner, then you will need to submit a request to TransUnion and the inquiring creditor.

Instructions

1

Go to TransUnion's official website to order your TransUnion credit report. You will need to provide your Social Security number, but TransUnion offers an opportunity for visitors to receive a free credit report.

2

Review your TransUnion credit report to locate the name and addresses of the inquiring creditors. Highlight the inquiries that are causing the most damage to your score.

3

Prepare a removal request letter for every highlighted creditor. In the letter, include your Social Security number, date of the inquiry, and date of the request. Also, state whether you gave the inquiring creditor(s) permission to pull your credit score.

4

Send the removal request letter certified mail with return receipt requested. Keep track of the address to which the request letter is mailed and the date you mail the request.