How to Access a Trilegiant Credit Report

Trilegiant offers a membership-based credit reporting service called PrivacyGuard. PrivacyGuard gives you access to up-to-date credit reports from Experian, Equifax and TransUnion. These are the three major credit reporting agencies. Your credit report contains a variety of financial and personal information such as your credit score and a list of your credit cards, loans and bank accounts. Reviewing your credit report on a regular basis helps ensure that the information on your credit report is accurate. It also helps you stay abreast on any possible identity theft.

Instructions

1

Sign-up for PrivacyGuard account. Fill out the enrollment form on the PrivacyGuard website. Include your personal information, home address and credit card information. Accept the terms and conditions. As of early 2010, the monthly membership fee was $16.99. You can also join by calling 800-374-8273.

2

Access your online account. Log in with your username and password. This will take you to your account homepage.

3

Select the "Obtain Credit Reports" option. Select Equifax, Experian or TransUnion. You can only view one report at a time.

4

Verify the last 4 digits of your Social Security number and date of birth. Once you do this a copy of your credit report is displayed online.