How to Check My Credit Score

Checking your credit score can be done for free in most cases, and may only cost a bit in others. If you do so for free, you have access to one report from each credit bureau once a year.

Instructions

1

You can request a free credit report from AnnualCreditReport.com. The site allows you to view and print your complete credit report free of charge, online. The site is sponsored by the three major credit bureaus: Experian, TransUnion and Equifax. You can only do this one time per year, however.

2

Enroll into a credit report monitoring system, such as freecreditreport.com. Credit monitoring companies allow you to receive your credit score for free when you pay a monthly fee to have the service monitor your credit report. The program does cost some money, but companies like this help keep your identity from being stolen.

3

You can also get free credit report from myFICO. The site offers a free trial for services that give you your Equifax FICO score. FICO scores are used by the largest U.S. banks to determine whether your are suitable to lend to.